Frank Langella has a rare distinction of having earned a prestigious Tony Award nomination for playing Dracula in the 1977 Broadway production of Bram Stoker's novel. He was tapped to reprise the role in the film adaptation Dracula (1979), alongside the legendary Laurence Olivier as Dr. Van Helsing.

Though Bela Lugosi is Universal's most famous Dracula, he's not the only actor to take up the cape in the studio's original horror Golden Age. John Carradine got there eventually, of course, but in this U.S.-set story, the role of Dracula falls to Lon Chaney Jr.

If cash-out refinancing increases your rate, it's probably not a smart move. You could be making payments for decades: If you're using a cash-out refi to consolidate debt, make sure you're not prolonging debt repayment over decades when you could have paid it off much sooner and at a lower total cost otherwise.

A cash-out refinance can be a smart way to pay for home improvements and renovations or pay down high-interest debt. That said, you need to have adequate equity in your home and ideally, be able to qualify for a lower  or at least the lowest possible  interest rate.