Your golf handicap is 14. So, you are expected to play 89 strokes or 14 over par. After scoring all 18-hole scores, your friend scored 82 and you scored 85. While your friend scored lower, once handicaps are applied you would have won this round of golf. Your friend played 7 over par as expected.

A 7 handicap in golf indicates a golfer who typically shoots around 7 strokes over par on an 18-hole course. It is a measure of a golfer's playing ability and is used to level the playing field in competitions by allowing players of differing abilities to compete on an equal basis.

For placed single and multi bets, bwin can offer the option of an "Cash Out": although the outcome of a bet is not determined yet, winnings can already be collected. The amount that can be received is based on the actual odds. Using the "Cash Out", you can: Pay out single and multi bets before they are settled.

Log in to your account and select 'Withdraw'. You will then be presented with a list of withdrawal options. Select which one you wish to use and follow the instructions provided. Once completed, you'll receive an e-mail that contains a confirmation number and further info regarding your withdrawal.